Credit
Saturday, December 1st, 2007Good credit is crucial if you are thinking about buying a home or refinancing. Here are some good videos that explain some of things affecting your credit score. Here is a link to information provided by the government on facts for consumers regarding your credit. If you are getting ready to buy a home or to refinance then it is best if you not make any major purchases as this can affect your credit score. 
If you are just establishing your credit here is a good article on “How to Establish Credit”.
And if you want to check your credit you can get a free credit report once a year from each of the three main credit reporting agencies. Read the Credit Report Section of our web site for links to these agencies. While you can verify the accuracy and what is in your report for free, you may have to pay a small fee to get your actual credit score.